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Medical Malpractice

We know that medical or healthcare professionals and establishments are very vulnerable to complex risks and costly litigation. A form of professional indemnity insurance, medical malpractice insurance provides individual healthcare practitioners and medical establishments with protection and tools to manage the evolving risks of today’s complex healthcare industry.

Now you can protect your practice, reputation and financial assets with our Medical Malpractice – a comprehensive suite of customised solutions that even covers Good Samaritan Acts, among other aspects.

Coverage Highlights

What It Covers

Risk review
Benchmarking of risk via a structured diagnostic tool
Support to conduct clinical audits
Educational workshops
Development of a balanced scorecard to support enterprise risk management
Development of risk policies and patient safety guides

Global network support as our insurer’s multinational capabilities offer global risk management advice and policy issuance to our insured around the world

Risk management and support from a financially secure insurer with core operating insurance companies are rated AA for financial strength by Standard & Poor’s and A++ by A.M. Best*

Prompt claims resolution by our local claims service to help our insured resume their operations quickly

What It Covers

Cover for civil liability claims arising from an act, error or omission in the provision of professional healthcare services
Cover for legal representation costs incurred directly in connection with formal inquiries into the conduct of professional healthcare services
Vicarious liability for doctors (including locums), consultants, contractors, subcontractors and agents
Cover for Good Samaritan Acts
Cover for unintentional intellectual property infringement
Cover for reasonable and necessary costs of replacing or restoring lost documents
Automatic cover for new subsidiaries acquired or created during the period of insurance (applies to medical establishments only)
Automatic run-off coverage
Advancement of defence costs and legal representation expenses

Coverage for Individual & Healthcare Facilities

Individuals – we serve a range of classifications, from generalists through to specialists, dentists, allied health professionals and even registered Traditional Chinese Medicine (TCM) practitioners
Healthcare facilities including, but not limited to:

- Acute care hospitals
- Healthcare system
- Integrated delivery systems
- Teaching hospitals
- Children’s hospitals
- Specialty hospitals including behavioural health, critical access, rehabilitation, sub acute care and long-term acute care

Market Specialisation

Ancillary medical professionals including counsellors, nutritionists, optometrists, pharmacists, chiropractors, acupuncturists and speech therapists

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.