Energy. Engineering. Financial Institution. Liability. Marine. Property & Miscellaneous. Medical Malpractice. Aviation. Special Risk. Motor Insurance.

Liability

Comprehensive General Liability Insurance

Every day, business owners face operational risks that can threaten their livelihoods. Whether it’s claims made against you for personal injury or property damage, let CGL policy protect your organisation and you. Comprehensive and customisable, it can be tailored to meet your specific business needs, covering you for public and product liabilities.

Key Benefits

Flexible policies that can be tailored to client’s needs
Highly experienced and dedicated Casualty underwriters
Cover is available for North American exports and domiciled companies
Casualty enginners with specialist expertise
Multinational capabilities
Proven global claims handling capabilities

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Employer’s Liability

Shields your business from legal claims.

What is Employer’s Liability?

It is a policy which covers you as an employe from your legal liability to pay compensation for bodily injury and illness to employees arising in the course of their employment.

Why Employer’s Liability?

Benefits at a glance.

Liability coverage

Covers you as an employer from your legal liability to pay compensation for:

Bodily injury and illnesses of employees arising in the course of their employment.
Loss of or damage to property belonging to a third party.

This is in the event of:

Negligence by you or your employees.
Defects in the premises.

In addition, it covers you for:

Cost and expenses incurred by you with the company’s written consent.
Cost and expenses recovered by a claimant.

Key Coverage

Cover for employer’s liability

Indemnifies you against legal liability to pay compensation, cost and expenses to employees for accidental bodily injury or illnesses arising out of or in the course of employment. 
The standard Common Law limit is RM1,000,000.
The policy covers your and your employees’ negligence.

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Product Liablity

Protects your business from claims against legal liability.

What is Products Liability?

It is a policy that protects you as the manufacturer, supplier, or distributor of the insured products.

Why Products Liability?

Benefits at a glance.

Liability coverage

Cover includes:

Bodily injury or property damage arising out of products manufactured, sold or distributed by your company or by others trading under your company’s name.
Claims arising from the defective manufacturer, incorrect labeling, erroneous instructions, inadequate warnings or defective packing materials.

Key Coverage

You are covered for

Bodily injury to third party
Property damage to third party

arising out of products manufactured, sold or distributed by your company or by others trading under your company’s name

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Professional Indemnity

Safeguards you against financial losses from lapses in your professional duty.

What is Professional Indemnity?

It is a policy covers you for breach of your professional duty by reason of any negligent act, error or omission, and the cost and expenses incurred with our written consent in the defence or settlement of any claim to which the policy applies.

Why Professional Indemnity?

Benefits at a glance.

Liability coverage

Cover includes:

Breach of your professional duty by reason of any negligent act, error or omission.
The cost and expenses incurred with our written consent in the defense or settlement of any claim to which the policy applies.

Key Coverage

Professional indemnity cover

Covers you for claims brought against:

You,
Your partner,
Your employee,

due to your professional negligence by reason of any:

negligent act,
error,
omission,

whether committed or alleged to have been committed

Market Specialisation

Accountants
Architects and engineers
Call centers and business process outsourcing
Computer and information technology professionals
Interior designers
Lawyers and barristers
Management consultants
Marketing agents
Media
Mediators and councilors
Project and construction managers
Property managers
Public relations
Real estate agents
Recruitment and staffing
School and educators
Single projects

What it Covers

Broad insuring clause covers any claim for civil liability in the conduct of the business
Defamation
Intellectual property infringement
Loss of documents
Legal representation at inquiries
Liability arising from participation in joint ventures and more

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Public Liablity

Essential protection for your business.

What is Products Liability?

It is a policy that covers your legal liability to a third party as a result of an accident that happens during the period of cover in connection with your business operation and within the territorial scope.

Key Coverage

Liability and legal coverage

Covers all sums which you shall become legally liable to pay compensation in respect of:

Bodily injury (including illness) to any person.
Loss of or damage to property.

Also covers all costs and expenses of legal action:

Recovered by any claimant against you.
Incurred with our written consent.

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Workmen’s Compensation

Covers your employees’ injuries, giving you peace of mind.

Why Workmen’s Compensation?

Cover for employees’ injuries

Protects you from any cost and compensation to an employee for personal injuries sustained by

accidents
occupational illnesses.

Covers both medical and legal costs which arise in the course of employment under:

Workmen’s Compensation Act 1952.
Subsequent amendments to the above act.
Common Law.

In addition, the policy may pay for all costs and expenses incurred with our written consent in defending any claim for such compensation.

Key Coverage

Covers you for all compensation you are liable for

This applies to an employee’s personal injury, sustained by accident or occupational diseases in the course of his employment under:

Workmen’s Compensation Act 1952 and the subsequent amendments to the Act
Common Law

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.